The only money app you need. MoneyLion is a finance app that provides mobile banking and personal finance resources. Get cash advances up to $500, compare offers for personal loans on the MoneyLion marketplace, access online banking, and auto-invest to reach your goals. Take control of your wallet with the smart money app made for you.
Manage money with an all-in-one finance app. Get a loan to help build credit with Credit Builder Plus membership and access our embedded financial marketplace. Get paid early (up to 2 days)² with RoarMoney℠. An early paycheck allows you to make more choices about your money. Use Instacash℠ advances for extra money when you need it most. Get money hacks and tips on the Discover feed so you can make the best money decisions.
From easy money management to mobile banking and cash advances, our finance app is ready to cover your money needs.
Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney℠ direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Get cash easily with no fee at over 55,000 Allpoint ATMs⁵
- Use Round Ups³ to invest spare change with eligible credit or debit card purchases
Get extra cash when you need it most, with Instacash℠
- Get money in minutes (up to $500) with a 0% APR cash advance¹
- Quick cash available with no credit check or interest
- Increase your cash advance limit (up to $1,000¹) with a qualifying recurring direct deposit into a RoarMoney℠ account
Credit Builder Plus Membership
- Membership access will allow you to get access to a loan of up to $1000 while you save and build credit
- Help build credit history, get credit report insights, and view your credit score
- Membership ($19.99/mo) unlocks access to Credit Builder loans and exclusive services
1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.
Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.
2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.
3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.
4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.
5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.
Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 7 years. All loan offers on the MoneyLion marketplace require your application and approval by the lender. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.